Despite every business’s best efforts, mistakes are inevitable. These mistakes can often lead to difficult situations with clients or customers who have experienced some sort of harm and may want to bring suit against you and your business. Fortunately, errors…
Americans spend an estimated $5 billion per year dealing with termites. Because homeowners insurance rarely covers pest damage, most termite control and repair costs are spent out-of-pocket. Homeowners can avoid the time and often much higher costs of exterminating termites…
The bathroom is one of the most important and distinctive spaces in any home, and the right fixtures can help elevate a bathroom to make it a comfortable, relaxing space and add value to the home. One increasingly popular feature…
Surety bonds are a financial agreement in which a surety or guarantor agrees to compensate one party if another party is unable to meet an obligation, like meeting professional licensing standards or completing a contract. Surety bonds have many applications…
Just because your business has commercial property insurance coverage doesn’t mean that all your risks have been addressed. If your business ships or transports goods, moves its property or equipment frequently, or deals with certain types of specialty property, you…
Commercial property insurance is coverage that protects a business’s real property. This includes commercial buildings and structures, as well as assets like equipment, technology, furniture, and inventory. This guide is meant to explain all of the key concepts that business…
Landlord insurance is the form of insurance that covers potential losses a landlord might encounter while renting a residential or commercial property, including property damage, liability claims, and lost rental income. This guide is designed to help landlords understand what…
If you own an older home or your home’s appliances are no longer covered under a manufacturer’s warranty, there is a good chance you should look into purchasing a home warranty (also known as a home service contract) to get…
When moving into a new rental, there is plenty to think about, from transporting your belongings and hooking up the internet to finding the best nearby coffee shop and gym. With so much to be excited about, new renters may…
Rain and storm gutter systems are designed to catch rainwater from a home’s roof and direct it away from the foundation. However, debris buildup, uneven water flow, and nesting critters prevent rain gutters from working properly. In addition to impeding…
As homes age, parts of their structure, including floors, cabinetry, roofing, doors, and windows, will need to be replaced. When shopping for new replacement windows, homeowners can choose from a large selection of styles, materials, brands, and other options. The…
Commercial truck insurance is coverage that protects trucking businesses, businesses that use trucks, or independent truck drivers. This guide will cover all of the information business owners and contractors should know when buying commercial truck insurance. More specifically, this guide…
Workers’ compensation insurance (also known as workers’ comp or workman’s comp insurance) is coverage that compensates employees of an insured company when they are injured due to work. This guide will cover the basics of workers’ compensation insurance, including how…
Whether you are dealing with a current termite infestation or are simply looking to take preventative measures, finding a reliable termite control company to work with (like Terminix or Orkin) is critical. The EPA estimates that termites cause billions of…
Commercial auto insurance is a form of car insurance that protects vehicles used for business activities. If you frequently use your personal vehicle for business, or your business owns a commercial vehicle, there is a good chance you should have…
Understanding Owner Controlled Insurance Programs Owner controlled insurance programs are complex insurance products that can offer great opportunities for cost savings, superior risk management, and streamlined insurance claims processing for property owners and/or construction project managers. However, getting started with…
Builders risk insurance (also known as course of construction insurance) covers buildings and other structures while they are under construction. There is a lot to know about builders risk insurance before purchasing a policy. If you aren’t already familiar with…
Understanding Construction Insurance There are many different types of insurance designed to protect property owners, developers, and contractors through the various phases of a construction project. In fact, certain types of construction insurance policies are required for many projects. In…
Taking out a home equity line of credit (HELOC) is a great way for homeowners to use the equity they’ve built in their home to fund renovations, finance major purchases, or consolidate debt. If you want to borrow money against…
What Is a Punch List? A punch list, also punchlist or snag list, is a document created in the final stages of a construction project to provide a list of items that must be addressed before construction is considered complete…
