Commercial Auto vs. Commercial Truck Insurance: Guide for Contractors
In the construction industry, selecting the wrong vehicle policy can lead to denied claims and operational shutdowns. While both commercial auto and commercial truck insurance…
Brandon Medina
Brandon is a senior researcher for Construction Coverage and also works full-time in BIM modeling for a major concrete contractor in Southern California. He has previously held positions as a senior VDC engineer with Truebeck Construction and project engineer with Gordon Prill, Inc.
Brandon grew up in California and graduated from California State University with a degree in Construction Management. Through his formal education and work, Brandon has gained invaluable experience across all aspects of the construction and logistics industries, including commercial trucking and shipping.
Commercial vs. Personal Auto Insurance: Comparison for Contractors
For solo contractors and small business owners, the line between personal and business vehicle use is often blurred. While it may seem cost-effective to use…
What Does Commercial Auto Insurance Cover? (Complete Guide for Contractors)
A commercial auto policy is defined by its limits and its symbols. If a vehicle is not properly classified by the correct symbol, it may…
Commercial Auto Insurance Requirements for Contractors: State, Federal, & Contractual
A vehicle that is legal to drive is not necessarily qualified to work. While state DMV registration allows a truck to operate on public roads,…
How Much Does Commercial Auto Insurance Cost in 2026?
This guide covers current pricing benchmarks for businesses in 2026, how insurers price commercial auto policies, what drives premium differences between trades and vehicle classes,…
Best Commercial Auto Insurance Companies for Contractors (2026)
This guide is for businesses in need of standard commercial auto insurance. These policies apply to vehicles used to transport a company’s own employees, tools,…
General Liability Insurance Requirements for Contractors
This guide is for for small contractors needing to know their state’s minimum licensing requirements to legally operate, as well as growing trades and general…
How Much Does General Liability Insurance Cost for Contractors in 2026?
A contractor’s general liability insurance premium is calculated by underwriters using several core risk variables: trade classification, geographic location, the volume of subcontracted work, and…
What Does Contractor General Liability Insurance Cover?
This guide is for contractors, trades, and construction business owners who need to know exactly what their policy protects, what it excludes, and how to…
Best General Liability Insurance for Contractors in 2026
This guide is for construction business owners, general contractors, and specialty tradespeople who need reliable general liability insurance to meet state licensing requirements and secure…
What Is Contractor General Liability Insurance? (Complete Guide)
Contractors typically cannot step foot on a commercial job site, pull a municipal permit, or sign a construction contract without general liability (GL) insurance. But…
The Best Commercial Property Insurance Companies for 2026
Commercial property insurance is coverage that protects a business’s physical assets. This includes real property, such as commercial buildings and structures, as well as business…
General Liability vs. Professional Liability Insurance in Construction
Contractor general liability insurance primarily covers physical accidents, such as third-party bodily injury and property damage, that happen during active operations on the jobsite. It…
Contractor’s Guide to Construction Accounting
The construction industry carries one of the highest business failure rates in the country. Most contractors do not shut down because they lack field expertise;…
The Best Contractors Tools & Equipment Insurance for 2026
Anyone in the trades knows how important it is to have the right tools for the job. Unfortunately, construction tools and equipment are prone to…