Electrical work can be a fairly risky business, with a higher potential for injuries and property damage than many other professions experience. As a result, property and liability claims are fairly common, and having adequate insurance coverage to meet these…
While building a career as a handyman can be highly rewarding, it doesn’t come without risk. Working in clients’ homes and businesses puts you in direct contact with their property and can place you in accident prone environments. Whether you…
Anyone in the trades knows how important it is to have the right tools for the job. Unfortunately, construction tools and equipment are prone to theft, damage, and loss. When any of these things occur, it can mean significant monetary…
In a field like construction, which comes with higher risks of personal injuries or property damage, having strong commercial insurance policies in place is critical for protecting your business. General liability insurance is the foundation of risk management not only…
Despite every business’s best efforts, mistakes are inevitable. These mistakes can often lead to difficult situations with clients or customers who have experienced some sort of harm and may want to bring suit against you and your business. Fortunately, errors…
Surety bonds are a financial agreement in which a surety or guarantor agrees to compensate one party if another party is unable to meet an obligation, like meeting professional licensing standards or completing a contract. Surety bonds have many applications…
Just because your business has commercial property insurance coverage doesn’t mean that all your risks have been addressed. If your business ships or transports goods, moves its property or equipment frequently, or deals with certain types of specialty property, you…
Commercial property insurance is coverage that protects a business’s real property. This includes commercial buildings and structures, as well as assets like equipment, technology, furniture, and inventory. This guide is meant to explain all of the key concepts that business…
Landlord insurance, often referred to as a rental property insurance policy, is a crucial policy that covers the potential losses a landlord might face while renting out a residential or commercial property. These losses include property damage, liability claims, and…
Commercial truck insurance is coverage that protects trucking businesses, businesses that use trucks, or independent truck drivers. This guide will cover all of the information business owners and contractors should know when buying commercial truck insurance. More specifically, this guide…
Workers’ compensation insurance (also known as workers’ comp or workman’s comp insurance) is a type of insurance coverage designed to provide financial protection for both employers and employees in the event of a work-related injury or illness. It is paid…
Commercial auto insurance is a form of car insurance that protects vehicles used for business purposes. If you frequently use your personal vehicle for business or if your business owns one or more commercial vehicles, then you should have commercial…
Understanding Owner Controlled Insurance Programs Owner controlled insurance programs are complex insurance products that can offer great opportunities for cost savings, superior risk management, and streamlined insurance claims processing for property owners and/or construction project managers. However, getting started with…
Builders risk insurance (also known as course of construction insurance) is one of the most common forms of construction insurance, covering buildings and other structures while they are under construction. The policies are necessary (and often required) because most homeowners…
Understanding Construction Insurance There are many different types of insurance designed to protect property owners, developers, and contractors through the various phases of a construction project. In fact, certain types of construction insurance policies are required for many projects. In…