Landlord insurance, often referred to as rental property insurance, is a category of coverage that protects owners against losses while renting out their properties. While…
Inland marine insurance is a specialized commercial property policy that covers business assets, materials, and mobile equipment while they are in transit over land, stored…
Electrical work can be a fairly risky business, with a higher potential for injuries and property damage than many other professions experience. As a result,…
While building a career as a handyman can be highly rewarding, it doesn’t come without risk. Working in clients’ homes and businesses puts you in…
For most property owners, a major renovation or new build is a calculated financial investment. While you likely budget for materials, labor, and permits, it…
Anyone in the trades knows how important it is to have the right tools for the job. Unfortunately, construction tools and equipment are prone to…
Despite every business’s best efforts, mistakes are inevitable. These mistakes can often lead to difficult situations with clients or customers who have experienced financial losses…
Understanding Owner Controlled Insurance Programs Owner controlled insurance programs are complex insurance products that can offer great opportunities for cost savings, superior risk management, and…
A surety bond is a three-party financial agreement where an insurance company or financial backer guarantees that a business will fulfill its obligations—such as completing…
Understanding Construction Insurance There are many different types of insurance designed to protect property owners, developers, and contractors through the various phases of a construction…
Commercial truck insurance is coverage that protects trucking businesses, businesses that use trucks, or independent truck drivers. This guide will cover all of the information…
Builders risk insurance (also known as course of construction insurance) is one of the most common forms of construction insurance, covering buildings and other structures…
Workers’ compensation insurance (also known as workers’ comp or, sometimes, workman’s comp insurance) is a type of insurance coverage designed to provide financial protection for…
In construction projects, retainage refers to the portion of payments that project owners or general contractors temporarily withhold from contractors or subcontractors. Sometimes referred to…
Labor burden refers to the total cost a business incurs to employ someone beyond their base wages or salary. These indirect expenses—including taxes, insurance, benefits,…
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