For most property owners, a major renovation or new build is a calculated financial investment. While you likely budget for materials, labor, and permits, it…
Builders risk insurance (also known as course of construction insurance) is one of the most common forms of construction insurance, covering buildings and other structures…
Many growing contractors look at a positive bank balance and assume the business is healthy. In reality, you can have plenty of cash on hand…
This guide is for construction business owners, general contractors, and specialty tradespeople who need reliable general liability insurance to meet state licensing requirements and secure…
Contractor general liability insurance primarily covers physical accidents, such as third-party bodily injury and property damage, that happen during active operations on the jobsite. It…
This guide is for for small contractors needing to know their state’s minimum licensing requirements to legally operate, as well as growing trades and general…
This guide is for contractors, trades, and construction business owners who need to know exactly what their policy protects, what it excludes, and how to…
Your company’s general liability insurance premium is calculated by underwriters using several core risk variables: your specific trade classification, where you operate, how much subcontracted…
You cannot step foot on a commercial job site, pull a municipal permit, or sign a contract with a general contractor without general liability (GL)…
Inland marine insurance is a specialized commercial property policy that covers business assets, materials, and mobile equipment while they are in transit over land, stored…
Electrical work can be a fairly risky business, with a higher potential for injuries and property damage than many other professions experience. As a result,…
While building a career as a handyman can be highly rewarding, it doesn’t come without risk. Working in clients’ homes and businesses puts you in…
Anyone in the trades knows how important it is to have the right tools for the job. Unfortunately, construction tools and equipment are prone to…
Despite every business’s best efforts, mistakes are inevitable. These mistakes can often lead to difficult situations with clients or customers who have experienced financial losses…
Understanding Owner Controlled Insurance Programs Owner controlled insurance programs are complex insurance products that can offer great opportunities for cost savings, superior risk management, and…
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