Semi Truck Insurance: Costs, Requirements, & Best Companies (2026)
Operating a Class 8 semi truck isn’t like running a fleet of supervisor pickups. When you are chaining down a $500,000 excavator to a lowboy…
Brandon Medina
Brandon is a senior researcher for Construction Coverage and also works full-time in BIM modeling for a major concrete contractor in Southern California. He has previously held positions as a senior VDC engineer with Truebeck Construction and project engineer with Gordon Prill, Inc.
Brandon grew up in California and graduated from California State University with a degree in Construction Management. Through his formal education and work, Brandon has gained invaluable experience across all aspects of the construction and logistics industries, including commercial trucking and shipping.
Dump Truck Insurance: Best Companies, Costs, & Requirements (2026)
Dump truck insurance is a specialized commercial truck insurance policy designed for heavy vehicles hauling loose material like rock, dirt, and asphalt. Standard commercial auto…
What Is a General Contractor (GC)?
In both commercial and residential construction, the general contractor serves as the central command hub of the build. While the property owner provides the vision…
How Much Does Commercial Truck Insurance Cost for Contractors?
This guide is for contractors, specialty trade subcontractors, owner-operators, and fleet managers who need to budget accurately for commercial vehicles, structure their physical damage coverages…
Contractor’s Guide to Commercial Truck Insurance Requirements
Once a work truck or truck-and-trailer combination crosses specific statutory weight thresholds, regulatory oversight shifts from the local DMV to the Federal Motor Carrier Safety…
Contractor’s Guide to Commercial Truck Insurance Coverage
Upgrading from standard pickups to heavy commercial vehicles like dump trucks, flatbeds, and bucket trucks changes a company’s financial exposure. An off-the-shelf auto policy isn’t…
What is Commercial Truck Insurance? (A Contractor’s Guide)
This guide is for heavy civil contractors, site-prep crews, specialty tradesmen hauling heavy equipment trailers, and fleet managers operating vehicles with a Gross Vehicle Weight…
Best Commercial Truck Insurance Companies for Construction & Heavy Trades (2026)
This guide is for construction businesses, heavy civil contractors, and material haulers operating heavy-duty vehicles (Class 7–8). This includes dump trucks, flatbeds, boom trucks, concrete mixers,…
Commercial Auto vs. Commercial Truck Insurance: Guide for Contractors
In the construction industry, selecting the wrong vehicle policy can lead to denied claims and operational shutdowns. While both commercial auto and commercial truck insurance…
Commercial vs. Personal Auto Insurance: Comparison for Contractors
For solo contractors and small business owners, the line between personal and business vehicle use is often blurred. While it may seem cost-effective to use…
What Does Commercial Auto Insurance Cover? (Complete Guide for Contractors)
A commercial auto policy is defined by its limits and its symbols. If a vehicle is not properly classified by the correct symbol, it may…
Commercial Auto Insurance for Contractors: Requirements & Minimum Limits
A vehicle that is legal to drive is not necessarily qualified to work. While state DMV registration allows a truck to operate on public roads,…
How Much Does Commercial Auto Insurance Cost in 2026?
This guide covers current pricing benchmarks for businesses in 2026, how insurers price commercial auto policies, what drives premium differences between trades and vehicle classes,…
Best Commercial Auto Insurance Companies for Contractors (2026)
This guide is for businesses in need of standard commercial auto insurance. These policies apply to vehicles used to transport a company’s own employees, tools,…
General Liability Insurance Requirements for Contractors
This guide is for for small contractors needing to know their state’s minimum licensing requirements to legally operate, as well as growing trades and general…