The Complete Guide to Construction Insurance
There are many different types of insurance designed to protect property owners, developers, and contractors through the various phases of a construction project. In fact,…
Category Insurance
In the construction industry, there are many different types of insurance products designed to protect projects, builders, employees, and owners from risk. From builders risk and general liability to OCIPs and commercial auto, navigating the various types of available policies (and knowing which are required) can be a daunting task.
To start, read our complete guide to construction insurance below before diving into our reviews of specific insurance products.
What Is Contractor General Liability Insurance? (Complete Guide)
Contractors typically cannot step foot on a commercial job site, pull a municipal permit, or sign a construction contract without general liability (GL) insurance. But…
What is Commercial Auto Insurance? (Complete Guide for Contractors)
Relying on a personal auto policy to cover business activities carries severe financial risk due to the standard “business use exclusion.” If a business owner…
Best General Liability Insurance for Contractors in 2026
This guide is for construction business owners, general contractors, and specialty tradespeople who need reliable general liability insurance to meet state licensing requirements and secure…
The Best Builders Risk Insurance Companies for 2026
Builders risk insurance (also known as course of construction insurance) is one of the most common forms of construction insurance, covering buildings and other structures…
What is Commercial Truck Insurance? (A Contractor’s Guide)
This guide is for heavy civil contractors, site-prep crews, specialty tradesmen hauling heavy equipment trailers, and fleet managers operating vehicles with a Gross Vehicle Weight…
Best Commercial Auto Insurance Companies for Contractors (2026)
This guide is for businesses in need of standard commercial auto insurance. These policies apply to vehicles used to transport a company’s own employees, tools,…
Best Commercial Truck Insurance Companies for Construction & Heavy Trades (2026)
This guide is for construction businesses, heavy civil contractors, and material haulers operating heavy-duty vehicles (Class 7–8). This includes dump trucks, flatbeds, boom trucks, concrete mixers,…
How Much Does Commercial Truck Insurance Cost for Contractors?
This guide is for contractors, specialty trade subcontractors, owner-operators, and fleet managers who need to budget accurately for commercial vehicles, structure their physical damage coverages…
How Much Does Commercial Auto Insurance Cost in 2026?
This guide covers current pricing benchmarks for businesses in 2026, how insurers price commercial auto policies, what drives premium differences between trades and vehicle classes,…
Contractor’s Guide to Commercial Truck Insurance Requirements
Once a work truck or truck-and-trailer combination crosses specific statutory weight thresholds, regulatory oversight shifts from the local DMV to the Federal Motor Carrier Safety…
Commercial Auto Insurance Requirements for Contractors: State, Federal, & Contractual
A vehicle that is legal to drive is not necessarily qualified to work. While state DMV registration allows a truck to operate on public roads,…
Contractor’s Guide to Commercial Truck Insurance Coverage
Upgrading from standard pickups to heavy commercial vehicles like dump trucks, flatbeds, and bucket trucks changes a company’s financial exposure. An off-the-shelf auto policy isn’t…
What Does Commercial Auto Insurance Cover? (Complete Guide for Contractors)
A commercial auto policy is defined by its limits and its symbols. If a vehicle is not properly classified by the correct symbol, it may…
Commercial vs. Personal Auto Insurance: Comparison for Contractors
For solo contractors and small business owners, the line between personal and business vehicle use is often blurred. While it may seem cost-effective to use…