The Complete Guide to Construction Insurance
There are many different types of insurance designed to protect property owners, developers, and contractors through the various phases of a construction project. In fact,…
Category Insurance
In the construction industry, there are many different types of insurance products designed to protect projects, builders, employees, and owners from risk. From builders risk and general liability to OCIPs and commercial auto, navigating the various types of available policies (and knowing which are required) can be a daunting task.
To start, read our complete guide to construction insurance below before diving into our reviews of specific insurance products.
What Is Contractor General Liability Insurance? (Complete Guide)
Contractors typically cannot step foot on a commercial job site, pull a municipal permit, or sign a construction contract without general liability (GL) insurance. But…
Best General Liability Insurance for Contractors in 2026
This guide is for construction business owners, general contractors, and specialty tradespeople who need reliable general liability insurance to meet state licensing requirements and secure…
The Best Builders Risk Insurance Companies for 2026
Builders risk insurance (also known as course of construction insurance) is one of the most common forms of construction insurance, covering buildings and other structures…
The Best Commercial Auto Insurance Companies for 2026
This guide is for businesses in need of standard commercial auto insurance. These policies apply to vehicles used to transport a company’s own employees, tools,…
The Best Commercial Truck Insurance Companies for 2026
Commercial truck insurance is coverage that protects trucking businesses, businesses that use trucks, or independent truck drivers. This guide will cover all of the information…
How Much Does Commercial Auto Insurance Cost in 2026?
This guide covers current pricing benchmarks for businesses in 2026, how insurers price commercial auto policies, what drives premium differences between trades and vehicle classes,…
Commercial Auto Insurance Requirements: State, Federal, & Contractual
A vehicle that is legal to drive is not necessarily qualified to work. While state DMV registration allows a truck to operate on public roads,…
Commercial vs. Personal Auto Insurance
For solo contractors and small business owners, the line between personal and business vehicle use is often blurred. While it may seem cost-effective to use…
Commercial Auto vs. Commercial Truck Insurance: Key Differences
In the construction industry, selecting the wrong vehicle policy can lead to denied claims and operational shutdowns. While both commercial auto and commercial truck insurance…
Contractor’s Guide to Certificates of Insurance (COI) in Construction
Winning a project bid establishes the commercial agreement, but physical work cannot begin until the risk transfer is verified. Because a COI is merely a…
The Complete Guide to Waivers of Subrogation in Construction Insurance
This guide is for contractors, subcontractors, specialty trades, project managers, and construction business owners who need to structure their insurance policies to meet GC contract…
Contractor’s Guide to Additional Insured Endorsements
The difference between being “named” and being “additional” is like the difference between owning coverage and borrowing it for a specific purpose. This guide is…
Contractor’s Guide to Primary and Noncontributory Endorsements
This guide is for general contractors, trade subcontractors, project risk managers, and compliance officers who need to structure, verify, and enforce contractual risk-transfer provisions in…
How Much Does General Liability Insurance Cost for Contractors in 2026?
A contractor’s general liability insurance premium is calculated by underwriters using several core risk variables: trade classification, geographic location, the volume of subcontracted work, and…