The Complete Guide to Construction Insurance

There are many different types of insurance designed to protect property owners, developers, and contractors through the various phases of a construction project. In fact,…
In the construction industry, there are many different types of insurance products designed to protect projects, builders, employees, and owners from risk. From builders risk and general liability to OCIPs and commercial auto, navigating the various types of available policies (and knowing which are required) can be a daunting task.
To start, read our complete guide to construction insurance below before diving into our reviews of specific insurance products.

There are many different types of insurance designed to protect property owners, developers, and contractors through the various phases of a construction project. In fact,…

Contractors typically cannot step foot on a commercial job site, pull a municipal permit, or sign a construction contract without general liability (GL) insurance. But…

Builders risk insurance (also known as course of construction insurance) is one of the most common forms of construction insurance, covering buildings and other structures…

This guide is for construction business owners, general contractors, and specialty tradespeople who need reliable general liability insurance to meet state licensing requirements and secure…

This guide is for businesses in need of standard commercial auto insurance. These policies apply to vehicles used to transport a company’s own employees, tools,…

Commercial truck insurance is coverage that protects trucking businesses, businesses that use trucks, or independent truck drivers. This guide will cover all of the information…

This guide is for contractors, trades, and construction business owners who need to know exactly what their policy protects, what it excludes, and how to…

A contractor’s general liability insurance premium is calculated by underwriters using several core risk variables: trade classification, geographic location, the volume of subcontracted work, and…

This guide is for for small contractors needing to know their state’s minimum licensing requirements to legally operate, as well as growing trades and general…

Commercial property insurance is coverage that protects a business’s physical assets. This includes real property, such as commercial buildings and structures, as well as business…

Contractor general liability insurance primarily covers physical accidents, such as third-party bodily injury and property damage, that happen during active operations on the jobsite. It…

Anyone in the trades knows how important it is to have the right tools for the job. Unfortunately, construction tools and equipment are prone to…

The top insurers for handymen offer tailored general liability, commercial auto, and equipment coverage to protect your assets from expensive on-the-job accidents. In certain states,…

For most property owners, a major renovation or new build is a calculated financial investment. While you likely budget for materials, labor, and permits, it…

Inland marine insurance is a specialized commercial property policy that covers business assets, materials, and mobile equipment while they are in transit over land, stored…