Commercial Auto vs. Commercial Truck Insurance: Guide for Contractors
In the construction industry, selecting the wrong vehicle policy can lead to denied claims and operational shutdowns. While both commercial auto and commercial truck insurance…
Category Insurance
In the construction industry, there are many different types of insurance products designed to protect projects, builders, employees, and owners from risk. From builders risk and general liability to OCIPs and commercial auto, navigating the various types of available policies (and knowing which are required) can be a daunting task.
To start, read our complete guide to construction insurance below before diving into our reviews of specific insurance products.
Contractor’s Guide to Certificates of Insurance (COI) in Construction
Winning a project bid establishes the commercial agreement, but physical work cannot begin until the risk transfer is verified. Because a COI is merely a…
The Complete Guide to Waivers of Subrogation in Construction Insurance
This guide is for contractors, subcontractors, specialty trades, project managers, and construction business owners who need to structure their insurance policies to meet GC contract…
Contractor’s Guide to Additional Insured Endorsements
The difference between being “named” and being “additional” is like the difference between owning coverage and borrowing it for a specific purpose. This guide is…
Contractor’s Guide to Primary and Noncontributory Endorsements
This guide is for general contractors, trade subcontractors, project risk managers, and compliance officers who need to structure, verify, and enforce contractual risk-transfer provisions in…
How Much Does General Liability Insurance Cost for Contractors in 2026?
A contractor’s general liability insurance premium is calculated by underwriters using several core risk variables: trade classification, geographic location, the volume of subcontracted work, and…
What Does Contractor General Liability Insurance Cover?
This guide is for contractors, trades, and construction business owners who need to know exactly what their policy protects, what it excludes, and how to…
General Liability Insurance Requirements for Contractors
This guide is for for small contractors needing to know their state’s minimum licensing requirements to legally operate, as well as growing trades and general…
Semi Truck Insurance: Costs, Requirements, & Best Companies (2026)
Operating a Class 8 semi truck isn’t like running a fleet of supervisor pickups. When you are chaining down a $500,000 excavator to a lowboy…
Dump Truck Insurance: Best Companies, Costs, & Requirements (2026)
Dump truck insurance is a specialized commercial truck insurance policy designed for heavy vehicles hauling loose material like rock, dirt, and asphalt. Standard commercial auto…
Contractor’s Guide to Buying Insurance: Should You Buy from a Broker, an Agent, or Direct?
How a construction business buys insurance directly impacts its bottom line and its ability to pull permits or step onto a job site. The wrong…
The Best Commercial Property Insurance Companies for 2026
Commercial property insurance is coverage that protects a business’s physical assets. This includes real property, such as commercial buildings and structures, as well as business…
General Liability vs. Professional Liability Insurance in Construction
Contractor general liability insurance primarily covers physical accidents, such as third-party bodily injury and property damage, that happen during active operations on the jobsite. It…
The Best Contractors Tools & Equipment Insurance for 2026
Anyone in the trades knows how important it is to have the right tools for the job. Unfortunately, construction tools and equipment are prone to…
The Best Handyman Insurance Companies
The top insurers for handymen offer tailored general liability, commercial auto, and equipment coverage to protect your assets from expensive on-the-job accidents. In certain states,…